What Happens With a Va Backed Loan in Chapter 13 Bankruptcy

What is bankruptcy chapter 13?

What is bankruptcy chapter 13?

what is the difference between chapter 7, chapter11,and chapter13 bankruptcy?

Answer : I might suggest that you visit this web site where one can compare from different companies: http://creditandfinancesolutions.info/index.html?src=MEDFEBUo7aegaVee .

Related :

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""To have a fairly good APR on a Nissan 370z, what kind of c r edit score should I be working with?""
when applying for an auto loan in Maryland during this particular time period? Also, are Nissan Dealerships Doing well right now?""
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Did Langhorne Debt Solutions scam me?
I hired Langhorne in September 2007 to represent me and help me settle my outstanding payday loans. They settled 2 of them for me, but when I started asking questions as to the legality of the lenders to get excessive fees, etc., I got letter from the general counsel"""" of Langhorne telling me that they could no longer represent me due to my failure to settle the loans. I never said I wouldn't settle; I just wanted my questions answered! And I found out that one of my loans had been considered paid in full back in December 2007""
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How does receiving and cashing an auto loan check work?
I basically don't want to sign the title and get screwed over with a BS check, although his credit union is legit. Do I cash the check at his credit union, it's for a rather large amount of over 11k so I'm not sure. Because if I have to wait for the funds to be processed through my bank and it takes a couple days I'm not signing the title over until I see the cash in my account but I doubt the guy would do that. How do I do this without being so paranoid?""
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I have a 560 credit score . Best things to make it go back up?
Good info , Thanks everyone.. I always thought when you were coming out of debt to show consistency, so thats why I was gonna try to prolong the payments.. Also it shows Im willing to pay interest, and still get everything paid.. The Chase one scares me tho.. I dont know if I should contact them , or wait and have them contact me , because honestly you all can see im tryin to do good here, but I dont have $6000 in cash laying around :(""
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I am looking for a LEGITIMATE Personal Loan Co.for bad credit. Serious answers only!!?

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""Need a 40k loan but it have 603 score, is it possible i get it with a cosigner?""
hi, i need a loan of 40k but my credit score in equifax is 678, experian 613, transunion 616 is it possible to get the 40k loan with these score and which score will they consider? would it help to have my brother cosign for the loan he makes 40k yearly and his credit score is 610 and i make 35k yearly. what are my chances to get the unsecured loan of 40k with my brother as a cosigner? i need the money to pay my parents debt which is 37k but if i make whole payments to the collection agencies they will reduce alot.i have no collateral i am looking for unsecured loan from banks.do u think i qualify???if not for how much do u think i can qualify??(maybe 30kunsecured loan i can qualify)……….i am planning to apply to my bank or citifinancial and i would never get a loan from the internet or other places so please don`t offer me any… i only trust banks…. citifinancial sent me a loan invitation of 10,000 but with my bro as a cosigner do u think they can offer me 30 or 40k??? Thanks""
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""Best buy credit card, how long does it take until they increase your limit?""
i got a best buy card about 4 months ago for like $500 and come on! at best buy that doesnt buy you the good things (computers, tvs ect) my question was, how long did it take you until they increased your limit. i know of people who have $2,000 or even up to $5,000 credit limit there.. thanks.""
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Best online site to check credit report?
I have searched all over the internet for an accurate credit report. Each site shows a different score. Which one is the most accurate?
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What Banks offer Priave Student Loan Cosolidation?
I am 2 years out of college and have 4 seperate loans (1 being federal). I am looking to consolidate the remaining 3. I know wells fargo offers consolidation but their interest rate is to high and i wouldnt be saving any money. Does any one know of any other banks/lenders that can even offer consolidation or had any luck?
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Do payments towards your credit card go towards cash advance first or purchases or split between the two?
I was in a pinch and made a cash advance of $40. When I pay my credit card bill every month, does that go towards the cash advance first or purchases? I am worried if payments goes towards purchases only, my cash advance will have tons of interest if I don't pay off all my purchases first.""
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How can I get out of payday loan hell?

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Can I use a debit card to make a bill payment?
Thanks, guy.""
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Auto loan payoff amount higher than current balance?
The outstanding balance on my auto loan is $13,591, however the payoff amount as of today is $13,706. I've made eight payment thus far, and my interest rate is 6.14%. Shouldn't the payoff amount be less than my outstanding balance?""
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""I'm wondering how much I have to make annually to get a 15,000 auto loan from the bank?""
I'm currently a bartender and how much i make isn't accurately shown on my pay stubs… Im looking to get a 15,000 auto loan from the bank, because im assuming they offer better interest rates than dealers. I have a 765 for an average credit score, and have 3000 in the bank. do you think that would be enough to get approved for a loan?""
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What is worse filling for bankruptcy or forclosures?

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UK — Im an Apprentice and I want a loan!?
For those who dont know, an Apprentice is someone who works and learns with a company usually on 2.65 per hour. Its a rubbish wage BUT you get working experience and qualifications out of it. Im gonna be passing my driving test soon and I want a car. Im only 5000 a year so theres no way I can afford a new car straight away. Every time Ive tried loans with banks like Lloyds, Tesco, Natwest, they wont let me get one and decline my application. How or where can I get a loan that will give it to me even though im only on 5000 a year? I have never had any debts, I am brilliant with my money, never had an overdraft and never had any problems with any bank. I do NOT want to use a payday loan.""
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Chapter 7 bankruptcy?
Do you have to hire an attorney to file Chapter 7 bankruptcy? If not, how can I do about doing it?""
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Best and safest website to get my credit report and score?
I am searching for a safe and protected site to go online and get my credit report and credit score. My daughters girlfriend told her about creditkarma.com for the credit score and Annualcreditreport.com for the report. Does anyone know if these sites are safe and accurate?
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Which Treasury bond rates which impact on home loan rates 30 yr & 15 yr fixed ?
I heard someone saying that treasury bonds rates which tell you where the home loan rates are going. I am looking at 30 yr & 15 yr fixed rates. 1)Can someone tell me which specific treasury bond rates will effect these rates ? 2) When treasury bond rates go UP the 30/15 yr fixed rates go UP ?
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What are the implications of a company that has negative equity?
I am looking at the annual reports of Hilton Food Group for an assignment. The company only became public in 2007. The same year showed negative equity. After that the equity improved greatly and the company seems to be doing very well after that. What could be the possible reasons for this negative equity?
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I Need A Personal Loan Quick But I Have Bad Credit?
i need a personal loan quick but i have bad credit"""" Please show me where to get a quick personal loan that disregards bad credit. I have searched the internet for a while but didn't really find what I wanted… Thank you""""""
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Paying off a student loan?
i have a college account and im paying off my student loan which is 5,000 and was wondering how much once, thats completely paid off will it raise my credit score? My score is now in the very poor range………….""
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Can first time home buyers get $8K tax credit and the $7500 interest free loan if they buy by July 1st 2009?
AP reports on Feb 14th, First-time homebuyers who purchase their homes before Dec. 1 would be eligible for an $8""
"What is bankruptcy chapter 13?

what is the difference between chapter 7, chapter11,and chapter13 bankruptcy?

"
Should I file for bankruptcy?
I'm in a lot of financial debt, and I have lost my job. I am married, and right now my husband and I are getting about 800.00 a month from his job and that goes towards food, utilities and rent. I have quite a bit more of debt, and I don't know what to do. I tried to do some payment arrangements, but I just can't handle the payments. There is just so much debt I am completely overwhelmed. In this situation, should I file for bankruptcy? Or are there other options?""
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Idon't own a credit card where can I get my score and report for free?

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Is credit checking safe online?
they ask for licence number, date of birth, address, etc….. are they trustworthy? like sites liek these; 1. http://www.mycreditfilereport.com.au/ 2. http://www.vedaadvantage.com/personal/au_index.dot question: if i don't trust them what other way can i get a ccredit check?""
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Where is a free credit check online?

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""Selling off business inventory (at a loss) to pay off the debt, why do I have to claim it as income?""
I am closing an event planning business. I am selling off the working inventory — chairs, tables, servers, tableware, linens, etc. so that I can pay off the business debt. All items are being sold at a loss. My accountant says that I have to claim the money as income, but doesn't that defeat the purpose? If I'm selling at a loss, isn't that a loss to the business? What difference would there have been if I had closed the business and just held onto the inventory?""
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I went for a bad credit loan and the company said i have got the loan but i have to pay 49pounds.fee is thisok
to pay and does it mean i have got the money i need .i live in england so uk answers only thank you.
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Can I check on the status of my bankruptcy case?
I have a feeling my lawyer is pulling my leg because it has been over two months since we filled and he says we still don't have a date for the meeting, Is there a way I could check up on the status of my case? He said he did it early august and still nothing, not even a date, is that normal?""
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I have a very bad credit score abou 565?
it's probably 550 now. i'm wondering if i can make a loan for 5000? from any lenders?
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I have a bankruptcy on my record but I'm going to need to take out a student loan to cover nursing school. sos?
the nursing program is 2 years. I can ask my dad to co-sign because he knows i'll pay him back no matter what it takes. I had to file bankruptcy because my mom and fiance died and I was a freaking wreck and couldnt hold down a job for a year and I took cash advances on credit cards to pay my rent and other bills. I do not have a car payment, and I am unable to move in with any family members. I do rent a room and as I live in california its actually cheap rent. I pay 500.00 a month but the going rate out here for a room is 600–700 monthly. the 1400 includes cost of uniforms, books, tuition, food, rent, and yes my cell phone because i dont have a land line phone since i do rent rooms. I'll be in school full time for 8 months out of the year so i can work only 3 months during summer break and possibly 1 month during winter break if I can find a job that doesnt mind hiring me temperarily. ""
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""What is the best credit card to get, For someone with bad credit that is trying to build there credit?

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Is anyone familiar with the bankruptcy laws in NJ?
I want to claim bankruptcy, but I need a vehicle to work. I have leased vehicled. Can you keep that?""
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Credit report?
where can i go to check my credit report if i dont have a credit card?
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Placing a manufactured home on a private lot — good investment?
First off, I'm talking about a manufactured home — NOT mobile! Get it straight before you confuse the two. What will my manufactured look like? http://www.idealmfghomes.com/LandPhotos/JOYCE.JPG I have not bought it yet but am just planning. Now, I own a private (undeveloped lot) that has an ocean view. Thus, it's located in a urban/coastal area (NOT rural) — just in case you guys conjure up images of a trailer park folks living in the rural country side. The cost of the home and site development will cost me about $270K. However, based on a lending company, they appraised the manufactured on my permanent property to be at least $400K. The problem is though, 5 years down the road, will this be a good investment? People tell me it will be hard to refinance or sell my home — but I ask why? Isn't it like a single-family home now that it's permanently attached on a concrete foundation? Or, will I be better off investing $300K in an old stick-built home?""
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""What does it take to get a $200,000 business loan?""
I am looking at starting my own business. I have excellent credit and nothing that should detour me getting a loan. I am wondering what it takes to get business loan from a bank. Also, are business loans considered liquid assets? Thanks in advance!""
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Auto Loan for my car?
currently I need an extra $5,000 to buy a car from a private seller. How would I go to doing this? I've never took out a loan before so I'm not sure of the procedure. I just need the money temporaily and hopefully when I get my taxes back I'll be able to pay a decent amount of it back. I can't seem to find a site that would give me $5,000 for a 12 month payment period. I don't like to have a long payment period. Any help is appreciated""
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Buying a house on a pier foundation?
I live in ny and recently found a home i would love to buy but it was built on piers as a foundation. Where not sure as to why it was built this way but they think it was once a camp (looks nothing like one though) I was told that i shouldnt get it from many people because no bank will put a mortgage on a house with pier foundation, It cant be refinaced, so if i wanted to resell it it would have to be for cash b/c no bank would mortgage it, and I cant get home owners insurance. Also i was told a pier foundation isnt safe and wont last long and the house was built in 1994. does anyone know if any of this is true?""
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Is LowerMyBills.com a scam?
I have a fixed 6% loan on my house. Could I do better? Or will that website just inundate me with spam?
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Recent drop in interest rates — can I refinance my auto loan?
Given the recent drop in interest rates, I'd like to look into refinancing my auto loan. I have a 2004 F-150 and I'm sure I own more on the truck than it's worth….will I be able to refinance with a better new rate? Thanks!""
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What do you think of Obama's statement that the gov. should guarantee auto loans?
To Joe the Plumber: I watched the debate, didn't you? Here is my back up. I am sure there is more. Try Google. oops I mean Yahoo search. http://www.freerepublic.com/focus/f-news...""
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"What is bankruptcy chapter 13?

what is the difference between chapter 7, chapter11,and chapter13 bankruptcy?

"
A question about getting pre-approved for an auto loan?
My credit score is only 565. I am looking to somehow get financed for an auto loan. New car, used car….as long as its going to get me around, I don't care. I am just trying to find someone who will finance me (here in San Antonio, Tx), and not also screw me over (too much). I know I will have to have a big down payment, (which I don't have) and I shouldn't go from dealership to dealership because it will further ruin my credit. And I can't lease a car without outstanding credit. So, my question is, will a credit union even approve me for a loan? If so, how old of a car do they usually approve a loan for? what can you tell me?""
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CIBIL Score elgibility for home loan?
Hi, My CIBIL Score is 633 and recently I've applied for home loan through LIC housing finance and I was fortunate that they have approved my home loan process and I'll be getting loan sanction letter soon. Even though I wanted to know few things 1. If more the CIBIL score say in between 800 to 900 are there any chances of getting more loan amount considering the salary ratio and other liabilities? 2. What kind of CIBIL score does HDFC, ICIC, SBI and other bank consider while applying for home loan ? 3. Does processing fees cheque for home loan sanction letter is only debited when bank or the lender is confirmed that customer is eligible for home loan? 3. Does sanction letter is kind of confirmation for the home loan once the property is finalized so that they can disburse the amount? 4. How frequently CIBIL score gets updated?""
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Will my truck be liquidated in a chapter 7 bankruptcy?
My parents may be filling for a chapter 7 bankruptcy and have 4 cars in their name (my truck included). I just paid my truck off and am about to put it in my name. If my parents file for bankruptcy soon after I put my truck in my name can they still take my truck? I heard there was a year time period between letting go of assets and filling for banckruptcy before those assets cannot be taken. I live in Colorado Springs, im sure theres different laws depending on state of residence.""
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""I have about 15,000 saved for a mortgage, but i have bad credit?""
My wife and I have 550-ish credit scored, but we have about 15,000 saved for a down payment. I know this isn't 20% of a 110–120K loan, but would it be enough to qualify for a mortgage anyhow?""
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When applying for a bank auto loan do they check my account in another bank?
I know, I suck, but I have a low credit score and my husbands is lower, and we need to get a car now. I have a few questions before going in, 1) My score is better than his, but I don't work and he makes a lot of money, over 130K last year so can I use his income as my household income and use my credit score? 2) We are neg in one of our credit union accts. (not our fault, whole other story) so will they want to check all our accounts for the loan at this other credit union? Will that prevent my getting a loan? 3) Our one car we have is completely paid for, does that help with collateral? 4) I do not have an account, will the credit union make me open one before I apply? How much do you think I'd have to put in? Thank you so much for your time!""
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Ho do you do a credit report audit?
I don't think I was clear. I do not plan to hire a credit repair company. I am also fairly certain I know how to dispute an item on my credit report with the credit bureau. What I am asking about is how to do a credit report audit. My understanding is that for a credit report audit, in addtion to disputing with the credit bureaus, you require the creditor to directly verify validity of the existance of a debt by requiring the creditor to submit certain documents. I understand this is particularly successful for collections and charge-offs. However, I do not know how to go about doing this. What law or laws (if any) does it fall under? How should the letter be written and what should be asked of the creditor? What documentation should the creditor be asked to supply? I would be interested in hearing from anyone who knows the answer to these questions or knows of any good sources that has answers.""
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If you purchase something online can your credit card be traced to your IP address?
So in that case how would they see passed a proxy?
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What is the best pellet to use for a BSA Ultra multishot 22. caliber?

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16 Years Old..No Credit..In need of car/auto loan 10–13k?
Hello, I've been wanting to get a used car around the price range of $12,000–13,000. I've searched on-line for auto loans but no one seems to give out loans to people under 18. I also have another problem that is I have no credit because all the money I earned when I was working I was paying my friend off. Are there any lenders that give out loans to people under 18 and that are first time buyers? I don't get why banks don't give auto loans to teens when they are the most people in need of a loan. Can anyone help me with this situation? Thanks Also, you can email me at avtamat@hotmail.com if you can help me out. :)""
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""I am considering bankruptcy, not sure what chapter.?""
I am buying a car but can't seem to continue payments. I am in a financial bind, but it is my only transportation means. If I file a bankruptcy and want to release that debt owed on the vehicle, would the actual property be repossessed, or will they just discharge the loan? not sure how that works, but it is close to repossession as it is. What should I do!?""
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What other kinds of trucks are like a Chevy S10?
I'm kind of brainstorming ideas for trucks I might want to buy. I'm looking for my first truck and I want something like an S10 . Something on the smaller side and preferably four wheel drive. Definately automatic. I don't care what the make of it is. Thank you for any and all help. **Oh yeah! Please don't answer Ford Ranger.
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How do I get my credit score for free completely free?

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Where can I get an emergency loan in Hong Kong besides the banks?
just answer the question if you know. I would never email someone on her to get money. sounds to much like the ethiopian scams. or the lottery I win weekly.
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Hey. Basically I may have commuted fraud. I found a site with credit card numbers and I tried one on Amazon. I ordered an iPhone to try it.?
I tried to cancel it but I can t get back into my account. I. Freaking out. Have I commited fraud and if I have what should I do
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Yes if you take out a payday loan and you lose your job and cant repay it what happens?

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When is too soon to refinance a car loan?
We've had our car for a little over a year and were thinking about refinancing to get a better APR since our credit is in better shape now. Is that too soon to refinance?
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How will a charged off checking account affect my credit?
I have two other checking accounts
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Is 470 too bad of score to get an auto loan even with co signer?
I make 60,000+ a year. More than enough to afford it. My income isn't the problem, it's my credit. ""
"What is bankruptcy chapter 13?

what is the difference between chapter 7, chapter11,and chapter13 bankruptcy?

"
Would this really help to repair my credit after a chapter 13?
I was in a chapter 13 bankruptcy the past 4 years and just finished it 2 months ago. I am trying to repair my credit as quickly as I can. I have read around allot in order to have it go back up faster it helps to get a credit card, even a secured one. My question is…does this really help? I have thought about getting a secured one and buying gas once a month with it and then pay it in full each month. I am pretty sure I can not get an unsecured card, but I keep getting them in the mail. I don't want them to pull my credit and reject me, because I know that will lower my credit. Do these places just send these to people knowing that they cant qualify for them? I even received one from First Premier Bank, stating that they will refund your 25.00 processing fee if you do not qualify.""
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Does anyone know about credit card Debt Settlement?
Is it a good idea to go with a debt settlement company? I know it will affect my credit score for the time being, but it will be affected either way because I can't make the payments. I have $15,000 total. $9000 with my GM card, $3000 with US Bank, and $2000 with Regions. I just want to make sure that debt settlement is the way to go. There's no way I can afford to pay the $15,000. I also had a good realationship with my GM card we were always paying on time or paying in full with our tax money. But this past winter I had a baby and was on maternity leave for longer than required for reasons and my husband was laid off for 4 months so we had no income but some money in savings which didn't last long. Please can someone help me?""
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How bad of a interest rate will I have after Chapter 13 Bankruptcy?
I have been in Chapter 13 for the past 5 years. My case is in the process of closing now. I did get a car loan about 2.5 years ago, and got it approved by the Trustee. It was a car with high mileage and a high (very high) interest rate. I have never been late on a payment to the Trustee, or a payment on my car loan. My car is now approaching 140,000 miles and starting to run bad. Will I be able to get a better interest rate on a loan then the one I got 2.5 years ago when my case is officially closed? Should I not even try to go to a dealership yet because my credit will still be horrible? Anyone have any experience with this kind of situation?""
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Need a computer for school how to get one for free?

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How can i know what credit score do i have?
is there a website where i can get free credits scores? also what is the purpose of credit score?
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What auto loan rate could i get for a new vehicle?
sorry I thought the salary was need when figuring this sort of thing.
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My husband is in the Navy. Are there payday lenders willing to help military?
My husband and I just moved to a new duty station in Oak Harbor, Wa. I drove our 1st car here from san diego but it is expensive to drive. our 2nd car is a smart car and gets much better gas mileage. I just got a job at a casino and at the Navy exchange and I need to fly back to San Diego this weekend and get the car and get back to Washington by Tuesday morning. We need $400-$450 for the airline ticket and gas back to NAS Whidbey. We have talked to Pioneer Military Lending and Omni Financial and neither of them are in the Island and neither of them will be able to get the cash to us within 24 hours. Does anyone know of a walk in payday loan or cash advance able to lend cash instantly to military personnel? Its hard to find since the law was passed and most places do not lend to military.""
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""Any ideas on the mthly repayments on a business loan of 300,000?""
l`ll be starting it from the start, l have a home already that l will be renting out while l do the b and b.""
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""There was a sticker on my credit card. After removing the sticker, the sticky glue remains. How to get rid?

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What is the difference between apr and annual fee for credit cards?
if annual fee is how much your paying annually then what is the apr im new with credit cards and i have no clue what the terms mean
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Need a bad credit unsecured loan of $5000.Not payday loan.Help!?
wife went on long term disability and we were forced to borrow from family and payday loans (big mistake) to make ends meet until SSI started paying her benefit.Transition took five months from her last employer check to SSI.Need to pay these loans off! We are now able to make a monthly payment.Will even consider a loan shark at this point.offers i have received require up-front payment.Need a private lender of some sort.Need info ASAP!
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What is a good credit score ?
I'm considering on applying for a home loan. I'm 23 and not married. My credit score is 739….is that good or bad ? support ur answer with more than good vs. bad reply
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Hey can i qualify for a house mortgage?
I have a credit score of 595, but that's because I went bankrupt (about nine months ago I was discharged for bankruptcy), but the house is only 49,500 so the monthly payments are only 350.00, i mean i know my credit is bad but the payments are doable, can they qualify me?""
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I am in desperate need of a loan and I have horrible credit in the boston area?
I am interested in obtaining a loan to pay off debt that I find myself sinking into. The problem is, I have horrible credit. I dont want it to get worse. I have a great job but I was recently hit in the stomach with a big expense which threw me for a loop. I would like to consolidate my credit cards and have one payment, which I could handle. Does anyone know of a legite site or offer any insight into what I can do?""
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How do find why i do not have good credit when but paid on time use the card how can figure out what happen?
help i try to buy a car and they said my credit was bad but always paid on time all the and ever thing how can check my credit
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Why wont my credit card let me get money out of the atm?

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Does anyone know how to demagnetize a credit card?

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WHERE CAN I FIND A CHEAP BANKRUPTCY LAWYER?

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How to figure out training fees earned and unearned?
Watson Technical Institute (WTI), a school owned by Tom Watson, provides training to individuals who pay tuition directly to the school. WTI also offers training to groups in off-site locations. Its unadjusted trial balance as of December 31, 2011, follows. WTI initially records prepaid expenses and unearned revenues in balance sheet accounts. Descriptions of items a through h that require adjusting entries on December 31, 2011, follow. On November 1, WTI agreed to do a special six-month course (starting immediately) for a client. The contract calls for a monthly fee of $2,200, and the client paid the first five months' fees in advance. When the cash was received, the Unearned Training Fees account was credited. The fee for the sixth month will be recorded when it is collected in 2012. WATSON TECHNICAL INSTITUTE Unadjusted Trial Balance December 31, 2011 Unearned training fees 11,000 Training fees earned 38,000 Unearned Training fees (Debit)? Training Fees earned (Credit)?""
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Does anyone know of loan place for people with bad credit?
I do not want a cash advance but I tried american general and they said no. I do not care about the interest rate I need the money now!
"What is bankruptcy chapter 13?

what is the difference between chapter 7, chapter11,and chapter13 bankruptcy?

What Happens With a Va Backed Loan in Chapter 13 Bankruptcy

Source: https://medium.com/@lmikael.a/what-is-bankruptcy-chapter-13-fb82b72b2b71

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